MYTH: You always get less than you ask for, so inflate your claim.
FACT: Inflating an insurance claim is in fact, a crime. Insurers will pay you for your losses according to your policy terms, coverage, deductibles, and other factors. Your adjuster may review your receipts and details to ensure you receive proper value and service. Insurance crime increases insurers’ claims costs and, overall, costs everyone in the form of increased premiums.